01Case study

Per-State Lease Pricing

Consumer lease terms are set by state law, and the platform had been treating them as near enough. Replaced with a calculator per state, so each one computes its own payment schedule, final payment and payoff quote.

One calculator per state, replacing shared approximations
Payment schedules, final-payment options and payoff quotes
Statutory wording corrected per state on the lease itself

Sector: Fintech · Regulated pricing
Scope: Pricing engine, lease documents
Stack: PHP, Zend Framework, Doctrine
Status: Delivered

PHP
Zend Framework
Doctrine ORM
MySQL

Per state

computing its own schedule, final payment and payoff